Full Cedar experience for two people. Founding members keep this annual price while continuously subscribed.
Monthly household
$6.99 / month
The same complete product with month-to-month flexibility. No card required to begin the trial.
A private household finance tool by HK Applications LLC, Wichita, Kansas.
Cedar never receives bank passwords, card numbers, CVCs, or government IDs. Terms of Use · Privacy Policy · Contact
Cedar & Coin
Rooted in wisdom. Faithful with money.
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Customize your page
Drag cards to reorder (or use the ↑ ↓ buttons) · ✕ hides a card · hidden cards come back from here
Income vs Expenses
Trailing months for the selected view
IncomeExpenses
Spending by Category
Selected month · tick mark = monthly budget
Ask Cedar
A financial brain that reads only your numbers · projections, affordability checks, what-changed questions · it will not talk about anything but money
I'm Cedar. I can see your full financial picture and nothing else. Ask me anything about it - payoff timing, whether you can afford something, what changed this month, or where the plan is weak.
Cedar answers from your data only. Educational insight, not licensed financial advice.
Transactions
Every dollar in and out · click any row to edit or delete · search matches description, source, category, and method
Recurring
Fixed costs and income that post themselves every month at 6 AM · toggle off to pause · the poster runs daily and catches up if a day is missed
Subscription auditor · found automatically in your history
Statement Import
Live card feed + statement drop · connect your bank's own alerts for swipe-by-swipe tracking, or drop a CSV/OFX/PDF statement · no fees, no bank logins, zero credit-score impact
Drop a CSV, OFX/QFX, or PDF statement here - or click to choose a file
Date Description Amount Spending is Entity Account
Wedding Command Center
The fund, the pace, and every vendor payment in one room · click a payment to edit · check it off when paid
Bill Calendar
The selected month at a glance · gold = recurring · cedar = debt payments (set a due day on any debt) · green = wedding payments
Monthly Review
The five-minute money date · what moved, what broke the budget, and the one lever for next month
⚖ Classify categories
Where it moved
Budget verdicts
Needs · Wants · Future you
reads only your numbers
Steady Paycheck
For commission and side-income months that swing · pay yourself a flat salary, let the buffer absorb the swings · fat months feed it, lean months draw from it
Savings Plans
Three plans built from your last 3 months of real spending · pick your intensity · applying a plan rewrites your monthly budgets to match it
Debt
Click ▸ to expand grouped loans · click any loan to edit · ✎ = your custom rank · "SAVE pause" = $0 due, interest accruing
Savings & Goals
Click any goal to update its balance
Debt Payoff Simulator
Slide extra money at the problem and watch death dates move · paused (SAVE) loans are excluded · payments roll over as each debt dies
Extra / month$0
College Funds
One fund per child · projections compound monthly at your expected return · check your state's 529 tax rules if you use one
Chart Studio
Select any mix of expense + income categories, pick a chart type, slice your money any way you want
ChartRange
Money Moves
Advice as action items - tax hacks, big-purchase rules, and setting the future kids up. Check them off as life happens.
Goals & Rewards
Hit the number, earn the fun action · click a goal to update progress
Household
Combine finances with your partner - each of you controls what the other sees
Investments
Click any holding to edit units / cost basis / price
Roth IRA — click to update contributions
Market Watchlist
Live charts for what you own · ↻ Prices pulls the latest closes into every ticker